Terms of Service
Introduction
Welcome to the Platform. These Terms of Service ("Terms") govern your use of the website, services, and applications (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service.
Definitions
"Platform" refers to the website, applications, and services.
"Merchant" refers to any individual or entity that sells goods or services through the Platform.
"Creator" refers to any individual or entity that receives donations through the Platform.
"User" refers to any individual who accesses or uses the Platform, including Merchants, Creators, and supporters.
"Donation" refers to a voluntary financial contribution made to a Creator through the Platform.
"Payment" refers to any financial transaction processed through the Platform.Payment and Donation Links
The Service allows Merchants and Creators to generate payment and donation links. When generating these links, you agree to provide accurate, current, and complete information. Providing false or misleading information may result in immediate termination of your links, suspension of payment processing, and forfeiture of any funds held in your account.
The Platform reserves the right to verify the information provided and to request additional documentation to confirm your identity or business details. Failure to provide requested verification may result in suspension or termination of your payment and donation links.
Acceptable Use
You agree not to use the Service for any purpose that is prohibited by these Terms. You are responsible for all of your activity in connection with the Service.
4.1 Prohibited Activities
The following activities are strictly prohibited on the Platform:
- Selling illegal goods or services
- Selling counterfeit or unauthorized products
- Fraudulent business practices
- Money laundering
- Terrorist financing
- Collecting donations for illegal purposes
- Fundraising for weapons or illegal arms
- Misrepresentation of charitable causes
- Identity theft
- Phishing attempts
- Unauthorized use of intellectual property
- Selling and not delivering products
- Misleading product descriptions
- Misappropriation of funds
- Any activity that violates applicable laws or regulations
Merchant and Creator Responsibilities
Merchants and Creators are responsible for ensuring that their activities comply with all applicable laws and regulations. This includes but is not limited to:
- Accurately representing products, services, or causes
- Fulfilling orders and commitments to supporters
- Complying with tax regulations
- Obtaining necessary licenses and permits
- Respecting intellectual property rights
- Maintaining appropriate security measures to protect user data
Payments and Donations
The Platform facilitates payments between Users, Merchants, and Creators. By using the payment services, you agree to:
- Provide accurate and complete payment information
- Authorize the Platform to charge the designated payment method
- Pay all fees and charges associated with your account
For Donations, you acknowledge that:
- Donations are voluntary financial contributions
- The Platform does not guarantee how Creators will use donations
- Donations may not be tax-deductible unless explicitly stated by the Creator
- Donations are generally non-refundable unless required by law
Recurring Monthly Payments
The Platform offers the option for recurring monthly payments to Merchants and Creators. By enabling this feature or proceeding with a payment where recurring payments are enabled, you authorize the Platform to charge your payment method automatically each month until you cancel.
Important information about recurring payments:
- Recurring payments will continue until explicitly canceled by you or terminated by the Platform
- Each processed recurring payment is final and cannot be refunded
- You can cancel recurring payments at any time through your account settings
- The Platform reserves the right to terminate recurring payments at its discretion without prior notice
- If your payment method fails, the Platform may attempt to process the payment again or notify you to update your payment information
By enabling or proceeding with recurring payments, you acknowledge that you understand these terms and agree to them. You also confirm that you are authorized to use the payment method provided for recurring charges.
Fees and Charges
The Platform charges fees for using the Service. These fees will be clearly communicated before any transaction is processed. The Platform reserves the right to change the fee structure at any time with reasonable notice.
Transactions
The Platform exclusively issues and facilitates the transfer of digital assets. No services or assets offered through the Platform represent or are backed by any form of fiat currency. All transactions, including future operations, are conducted purely through digital transfers and do not involve traditional financial instruments or government-issued currencies.
Referral Program
Originating portals may choose to participate as referral sites by placing the FinTag into their meta tags. Only valid and technically correct implementations at the time of the transaction will be eligible for referral rewards. There is no possibility to reward historical referrals that were not properly tagged at the time of the transaction.
The Platform reserves the right to verify the technical implementation of referral tags and may reject referral claims that do not meet the requirements or that attempt to claim referrals retroactively.
Referral rewards are not guaranteed and are subject to the Platform's discretion. The Platform reserves the right to change the referral program at any time.
Referral rewards may not be paid out due to technical issues, fraud, browser blocking, or other reasons. The Platform reserves the right to withhold referral rewards in such cases.
Rewards are paid out as a percentage of a defined range in digital assets. Payouts are processed instantly without delay.
Termination and Account Suspension
The Platform reserves the right to terminate or suspend your payment and donation links and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
The Platform may, in its sole discretion:
- Terminate your payment and donation links without notification
- Suspend processing of current or future payments without notification
- Blacklist Merchants or Creators without any notification
- Hold funds if fraudulent or illegal activity is suspected
- Refuse service to anyone for any reason at any time
In the event of termination, the Platform is not obligated to provide refunds for any paid services or donations.
Chargebacks and Disputes
The Platform has advanced protection against unauthorized use of payment cards, which blocks payments that have increased suspicion rates. If you believe someone is misusing your card, please fill in the report form before initiating a chargeback. Failure to provide enough information may result in your account being blocked from making future payments.
If you need to request a chargeback, please use the chargeback request form before escalating the case.
The Platform reserves the right to:
- Block users who initiate excessive chargebacks or receive multiple chargebacks
- Suspend accounts involved in payment disputes
- Charge administrative fees for handling chargebacks
- Refuse providing services to users who are banned from the platform
Reporting Violations
If you encounter a merchant or donation that violates these Terms of Service, please report it using the report form. You can report:
- Merchants selling prohibited items or engaging in fraudulent practices
- Donations for illegal or misrepresented causes
- Payment issues requiring resolution
Your reports help maintain a safe and trustworthy platform for all users.
Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of the Platform operator and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. The Platform's trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Platform operator.
Limitation of Liability
In no event shall the Platform, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the Service
- Any conduct or content of any third party on the Service
- Any content obtained from the Service
- Unauthorized access, use, or alteration of your transmissions or content
Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
Changes to Terms
The Platform reserves the right, at its sole discretion, to modify or replace these Terms at any time.
Contact Us
If you have any questions, please contact us at:
Last Updated: March 28, 2023